Privacy Policy

Last Updated: January 2024 | Effective Since: 2022

Asset Invest System ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit assetinvestsystem.com or use our services. We operate in compliance with the Gramm-Leach-Bliley Act (GLBA), California Consumer Privacy Act (CCPA), and other applicable U.S. privacy laws.

1. Information We Collect

We collect information you provide directly to us, including:

  • Personal Information: Full name, email address, phone number, mailing address, and state of residence.
  • Financial Information: Income, credit score ranges, investment goals, loan requirements, tax details, and asset information.
  • Identification: Social Security Number (only when required for loan applications or tax filing), government-issued ID, and date of birth.
  • Technical Data: IP address, browser type, device information, and usage data via cookies and similar technologies.

2. How We Use Your Information

We use the collected information to:

  • Process loan applications, mortgage requests, and insurance enrollments.
  • Provide personalized wealth management and tax advisory services.
  • Communicate with you about your account, services, and updates.
  • Comply with legal, regulatory, and anti-fraud requirements.
  • Improve our services, website, and customer experience.
  • Send newsletters and marketing communications (with your consent).

3. Information Sharing & Disclosure

We do not sell your personal information. We may share your data with:

  • Service Providers: Credit bureaus, lenders, insurance carriers, and payment processors under strict confidentiality agreements.
  • Legal Authorities: When required by law, court order, or to protect our rights and safety.
  • Business Partners: Only with your explicit consent for specific services.
  • Affiliates: For offering complementary financial products, subject to your right to opt out.

4. Data Security

We implement bank-grade security measures including 256-bit AES encryption, multi-factor authentication, SOC 2 Type II compliance, and regular security audits. Despite our efforts, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

5. Cookies & Tracking Technologies

We use cookies to enhance your browsing experience, analyze traffic, and personalize content. You can control cookies through your browser settings, though disabling them may affect website functionality.

6. Your Privacy Rights (CCPA & State Laws)

Residents of California and other U.S. states have the right to:

  • Request access to the personal information we collect about you.
  • Request deletion of your personal information.
  • Request correction of inaccurate information.
  • Opt out of the sale or sharing of personal information.
  • Limit use of sensitive personal information.
  • Non-discrimination for exercising your privacy rights.

To exercise these rights, contact us at info@assetinvestsystem.com or call (415) 467-3419.

7. Data Retention

We retain your information for as long as your account is active or as necessary to provide services. We also retain data to comply with legal obligations, resolve disputes, and enforce agreements — typically 7 to 10 years for financial records.

8. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have collected such information, please contact us immediately.

9. Do Not Track Signals

We currently do not respond to "Do Not Track" signals from browsers, but we respect your privacy choices through our opt-out mechanisms.

10. Newsletter & Marketing Communications

You can unsubscribe from our newsletter at any time by clicking the unsubscribe link in our emails or visiting our unsubscribe page. We process opt-out requests within 10 business days.

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies.

12. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be notified via email or a prominent notice on our website. Continued use after changes constitutes acceptance.

13. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact our Privacy Officer: